Tiffany, Harry Winston, etc. prices are negotiable; probably with the real estate market being what it is at this time you may well be able to negotiate a good deal for yourself. Asking price is always that i.e. what the seller wants; not what the seller will take. Anyone who won't give you a discount for cash is either at lowest price or greedy. When told "take it or leave it"; do just that, leave. Any seller knows when they have a serious customer and will work with him/her to make a sale because a customer who leaves without buying is usually lost forever. Do not be afraid to ask for a seller's bottom line because if you don't; you won't. Take her along because that reinforces the fact that you are serious and besides, she'll be wearing it.
Good luck and many happy years to the both of you.
Richard
Good luck and many happy years to the both of you.
Richard