For months now I have been shopping on a tri weekly basis at our local TJ Maxx store and at all six registers the checkout clerks have always asked everyone if they would like an additional ten percent discount on the purchase being made in addition to the senior ten percent (Monday only) discount.My wife and I invariably say no to all such entreaties, preferring to use our one trusted credit card company for billing and simplicity.Today, as I was buying about $150.00 of merchandise, blinded by the idea of $30.00 off, I impulsively gave in and said O.K. over my wife’s objection. The cashier requested my basic info which I learned was to enable TJ Maxx to issue a “store credit” card.
I was reluctant to give my driver's license number, social security number and annual earnings, but the extra discount persuaded me to ignore my inner voice. She transferred all my data through her computer/register and while we waited she was chatty and friendly.Then the register spit out a piece of paper from the store’s Chase Bank USA N.A., clearing house stating on it that they “would notify me in writing on my pending credit application in thirty days or less”.The clerk read the paper and then handed it to me saying, with a big smile “Oh well maybe you’ll get the extra ten percent discount next time you come in.
So T.J Maxx conned me into applying for a bank credit card I didn’t want by dangling a ten percent discount on my purchase and got my personal info into their database.. When I told this to the clerk, she replied “Oh no sir I said only that you’d get the discount if you were approved today. She lied right to my face to cover her inability to deliver what she was told by management to promise the customers. She never told me I was applying for a bank credit card and insisted it was for a TJ Maxx store card.
Left with the choice of accepting only the standard senior discount, leaving without buying anything, or making a fuss with the manager, I chose to make my buy and leave quietly. I’ll talk to the manager in the next few days.He needs to have his sales clerks modify their credit card sales pitch.
I was reluctant to give my driver's license number, social security number and annual earnings, but the extra discount persuaded me to ignore my inner voice. She transferred all my data through her computer/register and while we waited she was chatty and friendly.Then the register spit out a piece of paper from the store’s Chase Bank USA N.A., clearing house stating on it that they “would notify me in writing on my pending credit application in thirty days or less”.The clerk read the paper and then handed it to me saying, with a big smile “Oh well maybe you’ll get the extra ten percent discount next time you come in.
So T.J Maxx conned me into applying for a bank credit card I didn’t want by dangling a ten percent discount on my purchase and got my personal info into their database.. When I told this to the clerk, she replied “Oh no sir I said only that you’d get the discount if you were approved today. She lied right to my face to cover her inability to deliver what she was told by management to promise the customers. She never told me I was applying for a bank credit card and insisted it was for a TJ Maxx store card.
Left with the choice of accepting only the standard senior discount, leaving without buying anything, or making a fuss with the manager, I chose to make my buy and leave quietly. I’ll talk to the manager in the next few days.He needs to have his sales clerks modify their credit card sales pitch.
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