Shirt on. Encourages me to be a little less messy lathering my face.
What's more important for me, is tie back the hair, and drop a band on the goatee too. They're both at the length where they can get in the way of things.
No shirt. Never. I shave right out of the shower usually. But even when I shave without a shower being involved, off goes the shirt.
Don
Same for me.Off, because wet collar feels weird.
No shirt. Unless it's you and you are making a YouTube video.