they call it title 19 in CT, here in NM I don't think so. How far back do they want tax records and what other records (bank records?). Going back how many years?
My mom did about 4 years. She liked being around people and when her husband died hated the thought of being alone.My mother spent the last 10 years of her life in a Nusrsing Home.
I need to talk to an eldercare lawyer when the times comes.Being on Medicaid limits your options for selecting a nursing home as some nursing homes do not accept Medicaid patients. You might end up in a home far away from loved ones. I know that for some people that cannot be avoided; for them Medicaid is a good thing.
If you do not have the savings to pay for long term care, you might want to look into long-term care insurance. It is a way of forcing you to save for care you may well one day need. The best option is to save up for nursing home care as your heirs will get the money if you die before you go into a nursing home. Some long term care policies will also pay for in-home assistance should you need that.
They say the average stay in a nursing home is three years, but for some, it can be considerably longer. You might be able to pay for the initial years of nursing home care, but then have to go on Medicaid once your funds are depleted.
I need to talk to an eldercare lawyer when the times comes.