Nowadays, it is common to be placed on terminal hold when calling any company. I don't understand why they play such bad, irritating "music" while you're on hold? It makes you less likely to deal with that company again and by the time you reach a human voice, you're totally annoyed by the cloying sounds that just bombarded for X minutes. Does anyone have any suggestions for a way to avoid the background sound during a lengthy hold? I turn on speaker phone at the lowest volume but still can here the poor excuse for music Vanguard Investments is the worst. I have had to call them several times recently and they play this electronically generated sound loop that repeats every 10 seconds. I'd rather eat barbed wire than listen to phone hold background sound.