I don't really understand why anyone would want a prefinishing stone. Wouldn't it be easier to just use different nagura (botan, meijiro/tenjo, koma, tomonagura)? Does a prefinishing stone make the process easier somehow?
A softer stone cut faster.
It is more suited for harder steel.
You can see the difference if you have a wa-kamisori which have a steel greater than HRC64.
BTW if you have a knife or razor with HRC greater than 64 you can scratch soda lime glass (wine bottle or beer bottle) with it at the heel edge.
(But do it with little force otherwise you will chip the blade.)
To see if the stone is lapped fine its very easy.
Just look at a light source at a very low degree. if the dry stone surface is like mirror its fine, if its dull its to coarse.
If you use TV as lightsource you can see by distortion if the stone is flat or have low spots.