Got into an car accident yesterday. I was crossing an intersection with in a parking lot i.e. going from one store to another, so two different parking lots. I stopped at the stop sign, let traffic pass, rolled forward a bit to check traffic again, crossed and then I got plowed by a speeding Porsche Carrera. My front bumper was past the intersection, but the Porsche driver swerved and their front, driver side bumper collided with my passenger side, front bumper. Unfortunately, the accident was technically my fault (I am in Maryland, so I fell under the Maryland Intersection Stop-Yield law).
At the end of the accident, my Toyota Highlander ended up on the grass, ten feet from the accident spot! . Needless to say, both the cars invovled are in the collision shop. Makes me so freaking upset; I'm on my parent's insurance. We haven't had a claim in the 25 years my parents have been married and I haven't had a single driving infraction (not even a speeding ticket) in the 7 years I've been driving . All of that just got (expletive) shattered.
The officer on the scene did mention that I could've been given 3 points on my license and a ticket for "reckless" driving and not following this Stop-Yield law, but I guess I am fortunate that everyone walked away from the accident and that I didn't get a ticket or points on my license. It's not much of a consolation because I think the insurance company is gonna take us to town on our payments because they have to repair a Porsche. The other driver even mentioned that she just got into an accident 3 months prior. The problem I have is that I don't think that all of the blame should be on me; the other driver was definitely speeding. They would've been able to stop and NOT hit me if they had been driving more slowly. The only reason my SUV wasn't T-boned was because they swerved. The officer knew that the other driver had been speeding, but I was more at fault than they were. He even said I could file a civil case, but that would cost so much with court costs and lawyers and litigation that it wouldn't be worth it. And considering that I didn't get any thing besides a slightly wrecked car and the possibility of higher insurance payments for my parents, I'm pretty lucky.
For some reason, I feel very dissatisfied with the result. Am I just crazy for feeling like this?
Jeez, sorry ladies and gents, just had vent. Been holding all of this in all day. Afterwards, I just got lecture after lecture about safe, defensive driving that I never got a chance to explain what happened.
Again, sorry to vent. I had to get it off my chest and clear my conscience.
At the end of the accident, my Toyota Highlander ended up on the grass, ten feet from the accident spot! . Needless to say, both the cars invovled are in the collision shop. Makes me so freaking upset; I'm on my parent's insurance. We haven't had a claim in the 25 years my parents have been married and I haven't had a single driving infraction (not even a speeding ticket) in the 7 years I've been driving . All of that just got (expletive) shattered.
The officer on the scene did mention that I could've been given 3 points on my license and a ticket for "reckless" driving and not following this Stop-Yield law, but I guess I am fortunate that everyone walked away from the accident and that I didn't get a ticket or points on my license. It's not much of a consolation because I think the insurance company is gonna take us to town on our payments because they have to repair a Porsche. The other driver even mentioned that she just got into an accident 3 months prior. The problem I have is that I don't think that all of the blame should be on me; the other driver was definitely speeding. They would've been able to stop and NOT hit me if they had been driving more slowly. The only reason my SUV wasn't T-boned was because they swerved. The officer knew that the other driver had been speeding, but I was more at fault than they were. He even said I could file a civil case, but that would cost so much with court costs and lawyers and litigation that it wouldn't be worth it. And considering that I didn't get any thing besides a slightly wrecked car and the possibility of higher insurance payments for my parents, I'm pretty lucky.
For some reason, I feel very dissatisfied with the result. Am I just crazy for feeling like this?
Jeez, sorry ladies and gents, just had vent. Been holding all of this in all day. Afterwards, I just got lecture after lecture about safe, defensive driving that I never got a chance to explain what happened.
Again, sorry to vent. I had to get it off my chest and clear my conscience.