Yeah, we pretty much all agree that a microscope can't tell you exactly how an edge will shave. I can tell you that there is no "may" involved in whether oil will give you distortion in your image. It absolutely will. The refractive index of oil and air are drastically different, which means that the light will be bent/deflected when it goes through the oil, giving you a very untrue picture of what's underneath. It's generally accepted that when using a microscope you shouldn't worry so much about what the bevel scratches look like. For our purposes, concentrate on what the apex looks like.