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Ask skklog

I think Skklog and C Reed are out to lunch with Springs1 soon to be joined by Stan-the-Man!

They are discussing who will leave the tip for the lunch, comming tomorrow, celebrating the official announcement of the Stan-the-Man name retirment dedication.
 
Dear Skklog,

Why do banks charge a fee on “insufficient funds” when they know there is not enough money in the account?
 
Dear Skkloh,

Why is the economy in an outhouse?

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