If pre-shave oil can gunk up a brush and is considered bad for a good shaving brush, wouldn't soaps that list olive oil as the first ingredient be bad too?
To answer your first question, pre-shave oils can gunk up your shave brush. Olive oil soaps will not. All soaps are made from saponified fats or oils. Once they have gone through the saponification process they have the ability to create a lather.
Clint