Wow have an opinion around here and get roasted. Do whatever you want. However, I wouldn't compare highly trained Leo's or mil with the average Joe homeowner. I've shot 17hmr varmint polymer tip rounds clean through 2x4 target stands- you don't get much lighter than 17. Same goes for cheapo 223 ammo. Ive seen guys at my range put 223 through pressure treated 2x8's.
In my old house I would have grabbed whatever was closest, including my AR, as I had a couple thousand feet of trees on most sides of the house. In a development though I would think twice. Like I said before, my concern is the shot that gets out if the house, because it will hit something, and in a development it could very well be a neighbor's house, or a neighbor.
No, but if one makes a misleading blanket statement, it would be a reasonable expectation to receive constructive criticism by those who perhaps have real world knowledge of any issue.